credit card mocks 01 18

Visa Reason Code 13.1 Merchandise/Services Not Received

Disputeโ€‹

Visa

Card Issuer Name

13.1

Reason Code

Customer Dispute

Category

Claim

The cardholder claims they didnโ€™t receive the merchandise they ordered or canceled their order because they didnโ€™t receive the goods or service on the set delivery date.

Cause

The merchant:

  • Didnโ€™t provide the service or send the merchandise by the agreed date or to the agreed location.
  • Billed the consumer before shipping the merchandise.
  • Didnโ€™t avail the merchandise for pickup.

Response

Cardholders and issuers have 120 days to file a dispute related to the claim against the merchant.
Merchants have 20 days to respond to the claim in dispute.

Steps to Prevention

  • Stick to the agreed delivery date and time.
  • Avail the merchandise for pickup at the specified time.
  • Donโ€™t charge the customer until you ship the merchandise.
  • If you foresee delivery delays, notify the customer of the new delivery date in writing and give them the option to cancel the order.
  • Request for proof of pickup or delivery to have evidence against customer disputes.
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