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Mastercard Reason Code 4849 Rule 3.7 Violation for Coercion Claim

Disputeโ€‹

Mastercard

Card Issuer Name

4849

Reason Code

Fraud

Category

Claim

Mastercard confirmed that the merchant violated their Integrity of Brand and Network rule (Rule 3.7) more than twice within a case detailed in the noncompliance confirmation letter.

Cause

The merchant is suspected of fraud and placed under stricter scrutiny.

Response

Cardholders and issuers have 30 days to file a dispute related to the claim against the merchant.
Merchants have 45 days to respond to the claim in dispute.

Steps to Prevention

Stick to Mastercard rules.

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