credit card mocks 03 13

American Express Reason Code C08 Goods/Services Not Received or Only Partially Received

Disputeโ€‹

American Express

Card Issuer Name

C08

Reason Code

Cardmember Dispute

Category

Claim

The cardholder claims they didnโ€™t receive the service or product purchased. Or they partially received what was promised.

Cause

The merchant:

  • Didnโ€™t honor the delivery dates promised.
  • Didnโ€™t communicate any delays in shipping or delivery dates.ย 
  • Billed the cardholder before they delivered the merchandise.
  • Didnโ€™t avail the merchandise for pickup on agreed dates.

Response

Cardholders and issuers have 120 days to file a dispute related to the claim against the merchant.
Merchants have 20 days to respond to the claim in dispute.

Steps to Prevention

  • Always notify the merchant if thereโ€™s a delay or if the merchandise is out of stock.
  • Give the cardholder the option to cancel or continue with the order.
  • Clearly display expected shipping or delivery dates on the order or invoice receipt.ย ย ย 
  • Avoid charging the cardholder until shipping is done.
  • Describe the services youโ€™ll provide.
  • Ensure the merchandise is ready for pickup on the date promised.
  • Stick to the promised delivery dates.
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