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American Express Reason Code A08 Authorization Approval Expired

Disputeโ€‹

American Express

Card Issuer Name

A08

Reason Code

Authorization

Category

Claim

Your authorization approval expired before you could charge the card.

Cause

  • The transaction approval request was declined.ย 
  • The transaction was completed on an expired card.ย 
  • The transaction was sent after the authorization approval had expired.

Response

Cardholders and issuers have 120 days to file a dispute related to the claim against the merchant.
Merchants have 20 days to respond to the claim in dispute.

Steps to Prevention

  • Submit/process every transaction in good time.ย 
  • Avoid processing transactions after getting an authorization decline.ย 
  • Never process transactions from an expired card.
  • Train your staff on the right methods of handling authorization approval.
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