Reason Code EX: Expired Card

The cardholder claims the transaction isn't valid because it was processed after the expiry of their credit card.

• The cardholder’s card had expired before the transaction date.
• The card was valid during the transaction date, but the merchant didn’t process the transaction until after the card’s expiry.

• Confirm the expiration date on every card.
• Double-check the card expired card on all card-not-present transactions.
• Seek authorization.
• Never force transactions.