Reason Code 4808: Expired Chargeback Protection Period

The transaction was settled after the expiration deadline. At this point, the cardholder's account wasn't active or in good standing.

The merchant took too long to settle the account.

Merchants should:

• Settle all pre-authorized transactions within 30 days after the transaction authorization date.
• Settle transactions without pre-authorization within seven days after authorization.
• Always seek authorization approval before you process a transaction.