Reason Code 11.1: Card Recovery Bulletin

The merchant didn’t request authorization for the transaction. So they didn’t know the account number was listed in the Card Recovery Bulletin (CRB) and that they should have terminated the transaction.

The merchant didn’t check the CRB on the date of the transaction.

• Always check the CRB if the transaction is below the floor limit.
• Request authorization before you process a transaction amount above your floor limit.