Mastercard Reason Code 4849 Global Merchant Audit Program (GMAP)
Dispute
Mastercard
Card Issuer Name
4849
Reason Code
Fraud
Category
Claim
The merchant is listed on the Global Merchant Audit Program. To file under this reason code, the fraudulent transaction should have occurred in the period listed in the Global Security Bulletin.
Cause
The merchant is suspected of fraud and placed under stricter scrutiny.
Response
Cardholders and issuers have 120 days to file a dispute related to the claim against the merchant.
Merchants have 45 days to respond to the claim in dispute.